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Keystone Insurance Services, Inc. Blog: insurance

View the latest blog posts from Keystone Insurance Services, Inc..

If you have Professional Liability coverage, make sure you understand whether it is a “claims-made” or “claims-made-and-reported” policy. The latter can be a trap. Both types of policies trigger coverage when the claim is made. The difference lies in when the claim must be reported to the insuring company. READ MORE >>

Insuring technology companies is a complex endeavor. Besides the more basic coverages like general liability, products and completed operations, and errors & omissions, many companies must also consider cyber liability, intellectual property, and invasion of privacy cliams. READ MORE >>

It Only Takes a Second . . . The National Safety Council reported in 2009 that a disabling injury happens every second in America. How would your “rainy day” fund hold out, if you were unable to work for 6 months or longer? Social Security Disability benefits provide some relief to those out of work at least a year. READ MORE >>

No one likes to think about the worst happening, but it does happen from time to time. And, when the worst does happen, it is indiscriminant in who it may visit. Not preparing for the possibility though, can compound the difficulties caused. Have You Considered Life Insurance? READ MORE >>

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