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Insuring technology companies is a complex endeavor. Besides the more basic coverages like general liability, products and completed operations, and errors & omissions, many companies must also consider cyber liability, intellectual property, and invasion of privacy cliams. And, that is just to name a few.

It’s also important to remember that claims do not only arise because of disgruntled employees. Some of the most costly mistakes are just that, simple mistakes. For example:

1. The inadvertent erasure of critical data.
2. An employee accidentally sends an inappropriate email to the wrong recipients.
3. Failure to meet deadlines, agreed upon specifications, or compatibility requirements.
4. Software failures, which cause other damages such as bodily harm or even death (ex. transportation system programs, hospital or other medical treatment systems, etc.).

All of the above can lead to costly judgments, often in excess of the actual losses or damages that may have been caused.

To ensure you have adequate coverage, we recommend you choose an insurance agent that not only understands the exposures you face, but the business you do.

We are your technology insurance expert. Located in Austin and serving the great state of Texas.  Contact Us Now!

Posted 11:04 AM

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