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Engineering & Technology

Engineering & Technology Insurance

With over 14 years of academic and industry experience in highly specialized and technical fields, we are the rare agency that understands the daily life that technologists lead. Having experience in both the Nuclear Physics and the Semiconductor fields, we speak your language and can assist you with your and your employees’ insurance needs.

Ask us about our Extended Protection Assistance Program. This unique integrated benefit solutions program is designed to improve the productivity of both employers and employees.

Our Technology and Engineering Insurance Programs May Include*:

Business Liability:

General liability (protects you against third party bodily injury and property damage), premises and operations, products, personal injury, advertising injury, medical payments, hired and non-owned automobile liability.

  • True World-wide Coverage:

Covered even if suits are brought outside of the US.

Business Property:

Covers buildings and business personal property on a replacement cost basis. No coinsurance option available.

  • Account Receivables
  • Brands and Labels
  • Business Income:

Coverage provides lost income for suspended operations due to a covered loss.

  • Denial of Service Attack:

Covers for loss of Business Income and Extra Expense due to the necessary suspension of electronic commerce computer operations caused by a denial of service attack.

  • Electronic Data Processing Equipment, Data and Media:

Enhanced perils include coverage for loss due to electric current, mechanical breakdown, and power failure.

  • Equipment Breakdown:

Coverage includes diagnostic equipment, power generating equipment, and production equipment.

  • Employee Dishonesty:

Covers loss of money and other business personal property belonging to the insured by dishonest or fraudulent acts of the insured’s employees.

  • Interruption of Computer Operations
  • Manufacturer’s Consequential Loss
  • Theft of Patterns, Dies, Molds and Forms
  • Valuable Papers and Records

Professional Liability

  • Network and Information Technology Security Liability
  • Communications Liability
  • Media Liability
  • Breach of Contract Coverage
  • True World-wide Coverage:

Covered even if suits are brought outside of the US.

Other Engineering & Technology Insurance

  • Business Auto - Global
  • Umbrella
  • Workers Compensation - Foreign
  • Directors and Officers Liability
  • Employment Practices Liability

*Not a comprhensive list